Start Your Own Profitable ATM Business
Earn up to ₹50,000 per month with QTM (Smart Mini ATM)—a low-investment, high-return opportunity!
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We’re here 24/7 to help you get started with your own QTM ATM business!
Earn up to ₹50,000 per month with QTM (Smart Mini ATM)—a low-investment, high-return opportunity!
We’re here 24/7 to help you get started with your own QTM ATM business!
At Divine कार्ये, we believe in empowering individuals with innovative, low-risk business models. Our QTM (Smart Mini ATM) franchise program enables entrepreneurs across India to bring essential banking services like cash withdrawals and deposits to underbanked areas—while earning consistent monthly income.
Whether you're a shop owner, kiosk operator, or aspiring entrepreneur, our compact, cost-effective solution allows you to start earning from every transaction—all while contributing to India’s financial inclusion.
Join us today and contribute to India's financial inclusion while building your own business.
Compact in size, powerful in performance, your all-in-one banking solution is here.
Earn ₹8 per withdrawal and ₹12.90 per deposit. Potential to earn ₹1,02,870+ per month based on transaction volume.
Start with ₹2,12,400 and recover your investment in as little as 2.1 months with consistent usage.
Requires only 10–15 sq. ft. of space—perfect for shops or kiosks. No extra power backup needed.
You own and manage your ATM, refill cash as needed, and maintain full control over your income.
Get 24/7 customer support, remote monitoring, and software updates to ensure smooth performance.
Help rural and semi-urban communities access essential banking services like deposits and withdrawals.
Ready to start your ATM business journey?
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QTM is a portable smart mini-ATM that allows users to deposit and withdraw cash in areas with limited banking infrastructure. It enables financial inclusion while offering franchisees a profitable business opportunity.
The QTM franchise allows individuals to install and operate smart mini ATMs in high-footfall locations. As a franchise owner, you earn per transaction made on your machine.
The one-time investment is ₹2,12,400, which includes the cost of the machine and setup.
You earn based on every deposit and withdrawal transaction:
Your earnings depend on the number of transactions per day:
Minimum space required: 10-15 sq. ft.
Location: High-footfall area for maximum transactions
Power: No backup power or 1kW electricity connection required.
Identity Proof: Aadhaar Card, PAN Card, Voter ID
Address Proof: Electricity Bill, Ration Card
Financial Details: Bank Account, Passbook, GST Number (if applicable)
Other Requirements: Email ID, Mobile Number, Business Documents as required.
You can apply directly through our official web application. Be cautious of fraud and only proceed through our verified process.
Once approved, installation takes 10-15 days, depending on location and infrastructure readiness.
Minimal maintenance is required. Regular cash refilling and basic upkeep ensure smooth operations.
Yes! QTM is specifically designed to enhance financial inclusion in underserved areas.
A GST number is required if you wish to claim tax benefits, but it is not mandatory for all franchisees.
The machine owner must refill the ATM with cash themselves. Cash refilling is the franchisee’s responsibility to ensure continuous operation.
We provide 24/7 customer support for troubleshooting and maintenance.
Yes! You can expand your business by installing multiple QTMs in different locations, increasing your earnings.
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